I'm in the process of switching my existing standard home loan to a BTL Lloyds TSB Bank mortgage. The bank has said that I must appoint a solicitor as part of the process. I got in contact with the same Little Haven conveyancing solicitor who acted on my behalf when I initially acquired the house. The quote e-mailed to me of £575 plus disbursements has taken me by surprise as its a refinance than a sale or purchase.

The estimate fees are a tad high. If you shop around you could trim some of the cost by perhaps £125. That being said, if you were happy with the conveyancing the firm provided you maylive to rue opting for an an unknown lawyer. If is important to enquire the conveyancer can represent Lloyds TSB Bank. Do use our search tool to locate a Little Haven conveyancing firm on the Lloyds TSB Bank approved list of lawyers, which can often include conveyancing solicitors in Little Haven.

A relative recommended that if I am buying in Little Haven I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Little Haven conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Little Haven around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Little Haven.

About to purchase a new build flat in Little Haven. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Little Haven

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

I decided to have a survey completed on a property in Little Haven ahead of appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some banks tend not issue a loan on such a property.

It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Little Haven. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Little Haven to see if the conveyancing will be more expensive.

Do you have any top tips for leasehold conveyancing in Little Haven with the intention of expediting the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Little Haven can be avoided if you appoint lawyers the minute you market your property and ask them to collate the leasehold documentation which will be required by the purchasers’ solicitors.
If you have had conflict with your landlord or managing agents it is very important that these are resolved prior to the flat being put on the market. The buyers and their solicitors will be nervous about purchasing a flat where there is an ongoing dispute. You may need to swallow your pride and discharge any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as over as opposed to ongoing. The majority of freeholders or Management Companies in Little Haven charge for supplying management packs for a leasehold premises. You or your lawyers should enquire as to the actual amount of the charges. The management pack can be applied for on or before finding a buyer, thus reducing delays. The average time it takes to obtain the necessary information is three weeks. It is the most frequent reason for delay in leasehold conveyancing in Little Haven. If you have the benefit of shareholding in the Management Company, you should ensure that you are holding the original share certificate. Arranging a re-issued share certificate is often a time consuming formality and delays many a Little Haven home move. Where a duplicate share is required, do contact the company director and secretary or managing agents (where applicable) for this as soon as possible.

I own a 1 bedroom flat in Little Haven, conveyancing was carried out 10 years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar flats in Little Haven with a long lease are worth £201,000. The ground rent is £45 per annum. The lease runs out on 21st October 2089

You have 64 years unexpired we estimate the premium for your lease extension to range between £14,300 and £16,400 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.