All was ready to move into my new home in Little Haven next Thursday. My lawyer now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These obligations are not limited to conveyancing in Little Haven.

I require expedited conveyancing in Little Haven as I am faced with a deadline to complete inside one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?

As you are not taking a mortgage you are at liberty not to do searches although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Little Haven the following are instances of issues that can appear and therefore affect future saleability: Enforcement Actions, Outstanding Fees, Outstanding Grants, Railway Schemes,...

I used Arc property Solicitors several years past for my conveyancing in Little Haven. Now, I need my documents but the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Little Haven of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am looking for a conveyancing lawyer in Little Haven for my home move. Is it possible to see a solicitor's complaints history with the profession’s regulator?

One may read documented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.

I am in need of some leasehold conveyancing in Little Haven. Before I set the wheels in motion I require certainty as to the unexpired term of the lease.

Assuming the lease is registered - and almost all are in Little Haven - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Little Haven Leasehold Conveyancing - A selection of Queries before buying

Where a Little Haven lease has less than eighty years it will affect the value of the flat. It is worth checking with your lender that they are content with the length of the lease. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and it is worth finding out how much this would cost. For most Little Havenlease extensions you will need to own the premises for a couple of years before you are entitled to carry out a lease extension. It would be wise to find out as much as you can about the company managing the block as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to daily matters such as the tidiness of the communal areas. Don't be shy to ask prospective neighbours whether they are happy with them. Finally, investigate as to the dates that you are obliged pay the service charge to the appropriate party and specifically what you get for your money. Does the lease include onerous restrictions?