I have been referred to a conveyancing solicitor in Pembrokeshire. I need to find out if they are on the Godiva Mortgages Ltd approved list of lawyers. Can you advise?
You should contact your conveyancer and enquire if they are on the lender panel. Otherwise please get in touch with Godiva Mortgages Ltd who may be able to assist.
Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Pembrokeshire I like with a park and station nearby, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Pembrokeshire for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan that many years will be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.
How simple is it to use your search tool to choose a conveyancing lawyer in Pembrokeshire on the panel for my mortgage?
1st select a lender such as Santander, The Royal Bank of Scotland or Aldermore then specify your location for example Pembrokeshire. Conveyancing practices in Pembrokeshire and across England and Wales will then be listed.
We're first time buyers - agreed a price, but the selling agent advised that the seller will only go ahead if we appoint the agent's recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a family conveyancer used to conveyancing in Pembrokeshire
We suspect that the seller is not behind this requirement. If they desire ‘a quick sale', turning down a genuine buyer is going to damage their objectives. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)however you are going to use your own,trusted Pembrokeshire conveyancing solicitors - not the ones that will provide their estate agent a referral fee or achieve conveyancing targets set by corporate headquarters.
I have today placed an offer on a leasehold flat in Pembrokeshire and the estate agent that we are using recommended his lawyer. She quoted a thousand pounds plus VAT and 3rd party costs. Does this sound steep?
Don't just go on a single estimate. You should seek like-for-like quotes for your conveyancing in Pembrokeshire. Then select one that you trust and crucially, is on the approved panel of the bank that you are sourcing your mortgage from.