My conveyancer has discovered a a problem with the lease for the flat we are buying in Heckington. The other side have offered defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor has advised that he must check that the bank is happy with this solution. Are we the client or is the lender?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the bank are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your property lawyer will have no choice but to discontinue acting for you.

It has been 4 months following my purchase conveyancing in Heckington concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am selling my home. My former solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Heckington if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Heckington. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

I have just started marketing my basement flat in Heckington. Conveyancing lawyers have not yet been instructed, however I have recently received a half-yearly service charge invoice – should I leave it to the buyer to sort out?

It best that you discharge the service charge as usual given that all rents and service invoices will be allotted on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I acquired a 2 bed flat in Heckington, conveyancing having been completed 7 years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Heckington with a long lease are worth £170,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease ends on 21st October 2103

You have 78 years remaining on your lease we estimate the price of your lease extension to be between £7,600 and £8,800 as well as costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.

I require the services of a bank panel solicitor in Heckington. Could you help me?

It is not clear why you need a Heckington panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Heckington are on their panel . If you do find such a firm in Heckington not listed please direct them to our site to list. After all the cost is only one £1 a month