I am in the process of refinancing my house in Hexham, does my lawyer have to be on the Bank of Ireland Solicitor panel?

There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I have been told by my solicitor that restrictive coveneant insurance is required on my purchase. What is the level of cover for Hexham conveyancing?

The appropriate level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such insurances.

We expect to receive a AIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Hexham solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Hexham solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.

Barclays have agreed my mortgage in principle, my bid on a apartment in Hexham has been accepted, what are the next steps?

Your estate agent will need to know who your solicitors are (make sure the conveyancers are on the lender’s panel). Telephone Barclays or your broker and complete any relevant paperwork. Barclays will instruct a valuer who will get in contact with the selling agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Barclays will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hexham.

I used Action Conveyancing several years past for my conveyancing in Hexham. Now, I need the documents but cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hexham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am using a search engine for the term cheap conveyancing in Hexham it shows results of many conveyancerslocally. How do I determine which is the suitable conveyancing solicitor for my move?

The best method of choosing a suitable conveyancer is through a trusted referral, so enquire of colleagues and relatives who have bought a property in Hexham or the respected estate agent or mortgage broker. Fees for conveyancing in Hexham vary, so it's sensible to request at least four estimates from different companies. Dont forget to clarify that the costs are assured not to to be inflated.

I have just appointed agents to market my basement apartment in Hexham. Conveyancing is yet to be initiated, however I have recently received a yearly maintenance charge invoice – should I leave it to the buyer to sort out?

Your conveyancing lawyer is likely to suggest that you should discharge the maintenance contribution as usual because all rents and service invoices should be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Hexham - A selection of Queries Prior to Purchasing

The prefered form of lease structure is a share of the freehold. In this arrangement the lessees have control and even though a managing agent is usually retained if it is larger than a house conversion, the managing agent acts for the leaseholders themselves. What restrictions are contained in the Hexham Lease? How much is the yearly maintenance fee and ground rent?