We are a couple about to exchange contracts for a property in Riding Mill. We have hit a problem. Our mortgage offer with Yorkshire Building Society runs out on 25/3/2025 but the owners are putting forward a completion date of 27/3/2025. Is it possible to prolong the mortgage expiry date?

The person best placed to address this concern is your solicitors who will hopefully determine if he or she is corresponding with the mortgage broker, vendor’s lawyers, estate agents or indeed all three taking into account what has happend in your conveyancing to date.

Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Riding Mill so that I can pop in to their offices when needed.

As opposed to ten years ago, the vast majority mortgage companies no longer oblige their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to supply identification documents and there are still distinct advantages to instructing a locally based solicitor, in your case a conveyancing solicitor in Riding Mill.

five months have elapsed since my purchase conveyancing in Riding Mill concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking into buying my first house which is in Riding Mill and I am already nervous. I couldn't find anything specific about Riding Mill. Conveyancing will be needed in due course but do you know about the Riding Mill area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Riding Mill. In the meantime here are some basic statistics that we found

Should one as executor remove a departed person's name from the title register for a house in Riding Mill?

If a Riding Mill property is jointly owned and one of the proprietors passes away, the name will not immediately be removed from the Land Registry title. It is not necessary to amend the title as in the event of a disposal your conveyancer would simply be required to supply proof as to the reason the joint owner is not a party to the contract, such as a grant of probate.

With a view to making things more straight forward for the sale of the property you may arrange to have the deceased name removed from the title entries by submitting an application to HMLR with evidence of the death. There is no charge from the Registry for this service.