I am in the market for a low cost property lawyer. Should I go for for a national conveyancer rather than a family High Peak conveyancing solicitor?

In the main conveyancing solicitors in your area will have excellent relationships with your local authority, which could assist with your High Peak conveyancing searches that your solicitor will inevitably need. It can only be a plus if they enjoy good connections with the Land Registry in your area High Peak, other lawyers in the location and High Peak property agents.

Can you explain why leasehold purchase conveyancing in High Peak is more expensive?

High Peak leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving relevant notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

I am mortgaging my apartment in High Peak, does my lawyer need to be on the Lloyds Conveyancing panel?

In theory, you could use a solicitor that is not on the Lloyds conveyancing panel, but Lloyds would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

I'm purchasing my first flat in High Peak with a loan from Aldermore. The developers would not reduce the price so I negotiated £7000 of additionals instead. The property agent told me not disclose to my solicitor about the extras as it may impact my loan with Aldermore. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. High Peak is the location of the property. Is there any advice you can give?

Flying freeholds in High Peak are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in High Peak you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in High Peak may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.