It is 10 years ago since I acquired my house in Marple. Conveyancing lawyers have recently been retained on the sale but I can't locate my deeds. Is this a major issue?

You need not be too concerned. First the deeds may be retained by the lender or they may stored with the conveyancers who oversaw your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Marple involves registered property but in the unlikely event that your home is not registered it is more of a problem but is not insurmountable.

We just had an offer accepted to buy with Melton Mowbray Building Society. I visited a couple of high street solicitors but am unable to find a Marple conveyancing firm on the Melton Mowbray Building Society approved list. Please you assist?

Feel free to make the most of the find a lender approved solicitor tool on this web page. Please choose the building society and type Marple or your location and you will discover numerous solicitors based in Marple or near you.

Do commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in Marple?

Many commercial conveyancing solicitors in Marple will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Marple. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Marple.

For every commercial conveyancing transaction in Marple it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may cause delays to Marple commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Marple.

I moved into my flat on 2 February and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Marple advises it will be recorded inside ten days. Are transfers in Marple uniquely lengthy to register?

As far as conveyancing in Marple is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can differ subject to who lodges the application, whether there are errors and if the Land registry have to notify any 3rd parties. At present in the region of 80% of such applications are completed in less than three weeks but some can be subject to protracted delays. Registration is effected once the new owner has moved in to the premises so registration formalities is not usually top priority yet where there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

I am purchasing a new build house in Marple with the aid of help to buy. The developers would not reduce the amount so I negotiated £7000 of additionals instead. The property agent advised me not disclose to my conveyancer about the extras as it would jeopardize my mortgage with Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.