The property market in Disley is hotting up. What can I do to expedite matters?

In a situation where the seller is applying time constraints for your conveyancing we would recommend that your solicitor is familiar with the area as they will make use of local contacts and intelligence. It is even conceivable that they could have handled otherhomes in the same road. Therefore consider using a Disley conveyancing lawyer. Second, check that the lawyer is on the on the approved list for your mortgage company. It is believed that nearly one in five of Disley conveyancing deals are frustrated or jeopardised after discovering a buyer’s lawyer was not on their banks panel. In many cases this discovery resulted in the transaction being held up by almost three weeks. It is understood that this issue impacts approximately 100,000 home moves every year. Almost all Disley conveyancing practices can not act for certain mortgage companies so do check at the outset.

What is the first thing I need to know regarding purchase conveyancing in Disley?

You may not hear this from too many lawyers but conveyancing in Disley and elsewhere in Cheshire is an adversarial experience. Put another way, when it comes to conveyancing there is plenty of room for friction between you and other parties involved in the legal transfer of property. For example, the seller, estate agent and even potentially the bank. Selecting a solicitor for your conveyancing in Disley should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the process whose role it is to protect your best interests and to keep you safe.

There is a definite emergence in the "blame" culture- someone must be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer ahead of the other parties when it comes to the legal transfer of property.

It has been four months since my purchase conveyancing in Disley took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to the advice of my in-laws I had a survey completed on a property in Disley in advance of instructing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend not grant a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Disley. Conveyancing may be slightly more expensive based on your lender's requirements.

We're new on the property ladder - had an offer accepted, yet the estate agent advised that the owners will only issue a contract if we appoint their preferred conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a high street solicitor who is familiar with conveyancing in Disley

We suspect that the seller is not behind this demand. If they want ‘a quick sale', turning down a motivated buyer is is going to put the whole deal at risk. Try to communicate with the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you intend to use your preferred Disley conveyancing lawyers - not the ones that will give their estate agent a commission or achieve conveyancing figures pre-set by senior management.