Is there a search tool that I can use to investigate if the solicitor carrying out my conveyancing in Disley is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus paying £175.00 in additional legal bill.

You should take advantage of the find a conveyancing panel solicitor tool on this page. Pick the mortgage company and type ‘Disley’ or your preferred area and you will see numerous conveyancers offices in Disley or near you.

What can a local search tell me concerning the property my wife and I buying in Disley?

Disley conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search is essential in every Disley conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Disley is the location of the property. Can you shed any light on this issue?

Flying freeholds in Disley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Disley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Disley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What is different about your site and alternative internet conveyancing brokers when it comes to conveyancing in Disley?

At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Disley. As opposed to estate agents and brokerage sites we do not operate referral arrangements with solicitors. Some agents and online brokers 'recommend' the firm paying the most kickback, as opposed to the best value conveyancing in Disley

My fiance and I may need to sub-let our Disley ground floor flat temporarily due to a new job. We used a Disley conveyancing firm in 2004 but they have since shut and we did not have the foresight to seek any advice as to whether the lease allows us to sublet. How do we find out?

Even though your previous Disley conveyancing lawyer is no longer around you can check your lease to see if it allows you to sublet the premises. The accepted inference is that if the lease is non-specific, subletting is allowed. There may be a precondition that you need to obtain consent from your landlord or other appropriate person in advance of subletting. The net result is you not allowed to sublet in the absence of first obtaining consent. The consent should not be unreasonably refused ore delayed. If your lease does not allow you to sublet you should ask your landlord for their consent.

I purchased a split level flat in Disley, conveyancing was carried out 4 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Disley with over 90 years remaining are worth £260,000. The ground rent is £45 per annum. The lease comes to an end on 21st October 2098

With only 74 years unexpired we estimate the price of your lease extension to be between £8,600 and £9,800 plus costs.

The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.