Having been suggested to visit your site we were going to go ahead with a conveyancing solicitor in Hitchin recommended using your comparison tool but have come across alternative quotes on the internet seem cheaper – how come?

There are plenty of conveyancers advertising theoretically looks to be the cheapest conveyancing in Hitchin. We would urge you to think long and hard about how much you respect your own move to you are willing to take 'cheap' risks concerning the standard of the conveyancing. Some hide additional charges well inside the terms of business. The conveyancers that we list for conveyancing in Hitchin will notdo this.

My partner and I changing mortgage lender for our maisonette in Hitchin with TSB. We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is repossessed. I have a couple of questions (1) Is this form unique to the TSB conveyancing panel as he never had to sign this form when we remortgaged 3 years ago (2) Does our son by signing this extinguish his rights to inherit the property?

First, rest assured that your TSB conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to TSB. This is solely used to protect TSB if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of TSB had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Due to the encouragement of my in-laws I had a survey completed on a house in Hitchin before instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders tend not issue a loan on such a home.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hitchin. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hitchin to see if the conveyancing will be more expensive.

Is it best to instruct a Hitchin conveyancing lawyer based in the area that I am hoping to buy? An old friend can execute the legal work however they are based over three hundred miles away.

The primary upside of using a high street Hitchin conveyancing firm is that you can pop in to execute documents, deliver your identification documents and apply pressure on them if necessary. Having local Hitchin know how is a bonus. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and the majority were content that must surpass using an unknown Hitchin conveyancing solicitor solely due to them being local.

I’m about to sell my basement apartment in Hitchin. Conveyancing has not commenced, however I have just received a yearly service charge demand – Do I pay up?

It best that you clear the invoice as you normally would because all ground rent and service charges will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Hitchin - A selection of Questions you should ask Prior to buying

Are any of leasehold owners in arrears of their service charge liability? Who are the managing agents? Can you inform me if there are any major works on the horizon that could increase the maintenance fees?