I am purchasing a house for cash in Stotfold. I have resided for the last twelve years in Stotfold. Conveyancing searches are a lot of money. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then almost all of the Stotfold conveyancing searches are non-obligatory. Your lawyer will ’encourage you, perhaps strongly, that you should have searches done, but she has a professional duty to do this. Do consider; if you are going to sell the house in the future, it could be of importance to your future buyer what the searches contain. Sometimes houses with functional issues can still reveal negative search results. A good conveyancing solicitor in Stotfold will be able to give you some practical advice in this regard.
We are planning to purchase with Melton Mowbray Building Society. We have called around locally but cant to find a Stotfold conveyancing firm on the Melton Mowbray Building Society panel. Please you help?
You should make the most of the find a conveyancing panel solicitor tool on this page. Pick the lender and type Stotfold or your preferred area and you will be presented with numerous solicitors offices in Stotfold or near you.
Due to the input of my in-laws I had a survey completed on a house in Stotfold before appointing solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will not issue a mortgage on this type of house.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Stotfold. Conveyancing will be smoother if you use a solicitor in Stotfold especially if they regularly deal with such properties in Stotfold.
I am looking for a conveyancing solicitor in Stotfold for my home move. Can I check a solicitor's complaints history with the profession’s regulator?
Anyone can read presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training requirements.
My lawyers in Stotfold have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the lender. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.