We are a couple about to exchange contracts for a freehold house in Holywell. We encountered a problem. Our mortgage offer with The Mortgage Works expires on 17/2/2025 but the sellers are putting forward a completion date of 19/2/2025. Can one prolong the mortgage expiry date?

The person best placed to deal with your question is your solicitors who will determine whether he or she is corresponding with the mortgage broker, vendor’s solicitors, property agents or indeed all three based on the history of your transaction as of today.

Our lender has recommended a law firm on their panel based in Holywell but I would rather instruct a conveyancing lawyer in Holywell or nearer to where I live. Are you able to help?

Not all Holywell conveyancing solicitors are on all lender’s conveyancing panel. Please make use of the above search tool to choose a Holywell conveyancing conveyancer on the on the lender panel.

My partner and I have arranged a further advance on our home loan from Skipton as we intend to conduct a loft conversion to our home in Holywell. Do we need to select a bricks and mortar Holywell solicitor on the Skipton conveyancing panel to handle the paperwork?

Skipton don't usually appoint a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton panel.

Completion of my purchase has taken place for my property in Holywell. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

Intending to buy a apartment in Holywell. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Holywell property lawyer is on the Santander conveyancing panel.

About to purchase a new build flat in Holywell. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Holywell

Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

What is the best way to find the right lawyer for my conveyancing in Holywell ?

First ask your friends and family who they would recommend. Option 2 is to use a search tool on the internet for conveyancing in Holywell. Phone two or three from the list and ask them to email you their conveyancing estimate and discuss your needs with the solicitor who will handle your conveyancing before you commit. Option 3 is to make use of our search tool to assist you in finding the right lawyers taking into account your unique requirements including location,speed, complexity and who your intended lender is.Avoid the trap of appointing lowest cost conveyancing solicitors in Holywell