We see that you have a post code search directory identifying firms on the Yorkshire BS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Holywell?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Holywell.
Do I have to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Holywell so that I can pop in to their offices if required.
Whereas this was necessary ten years ago, almost all banks no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still distinct advantages to choosing a local ayer, in your situation a conveyancing solicitor in Holywell.
My father pointed out to me me that in purchasing a property in Holywell there could be various restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Holywell which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Holywell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I purchasing a terrace house in Holywell. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve enquiries to determine if these works are allowed?
Your conveyancer will check the deeds as conveyancing in Holywell will occasionally reveal restrictions in the title documents which restrict certain works or require the consent of another owner. Many works need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I have decided to exercise my right to buy my property in Holywell off the council. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
Are there restrictive covenants that are commonly picked up during conveyancing in Holywell?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Holywell. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My husband and I are new to the buying process - had an offer accepted, yet the selling agent has warned us that the vendor will only move forward if we use the agent's preferred conveyancers as they are insisting on an ‘expedited deal’. We would rather use a family conveyancer accustomed to conveyancing in Holywell
It is improbable the vendors are behind this. Should the owner desire ‘a quick sale', turning down a serious buyer is not the way to achieve this. Avoid the agents and go straight to the sellers and explain that (a)you are serious purchasers (b)you are excited to move forward, with finances in place © you are unencumbered (d) you wish to move quickly (e)however you intend to use your own,trusted Holywell conveyancing solicitors - rather thanthe ones that will provide the negotiator at the agency a commission or hit his conveyancing figures set by head office.