Have purchased a a terraced house in Hornchurch , how long will it take for the Land Registry to register the transfer to my name? My Hornchurch conveyancing solicitor has been very slow, so I want to be certain the land registry aspects are concluded.

As far as conveyancing in Hornchurch is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can adjust depending on who lodges the application, whether it is in order and if the Land registry communicate with any 3rd parties. As of today in the region of 80% of submission are completed within two weeks but occasionally there can be extensive hold-ups. Historically registration is effected after the purchaser has moved in to the premises so post completion formalities is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your solicitor could speak with the land registry and explain the circumstances.

I'm buying my first flat in Hornchurch with a loan from National Westminster Bank. The sellers refused to budge the amount so I negotiated £7000 of extras instead. The house builders rep advised me not reveal to my conveyancer about the extras as it would impact my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a flat up to £245,000 and identified one close by in Hornchurch I like with open areas and railway links nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Hornchurch suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a home loan that many years will likely be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

Hoping to buy a property located in Hornchurch and I am already nervous. I couldn't find anything specific about Hornchurch. Conveyancing will be needed in due course but do you know about the Hornchurch area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Hornchurch. In the meantime here are some basic statistics that we found

Can you set examples of distinct benefits to using a local lawyer in Hornchurch

A significant proportion of house movers in Hornchurch decide on using a local conveyancing practitioner so that they can pop into the lawyer’s offices just in case they have concerns, and to collect documents rather taking the chance of relying on the Royal Mail.

We would say that there exists a marginal advantage when opting for a conveyancer local to a house you are buying, due to the in-depth knowledge of the area and possible local concerns - however this is debatable. The majority of conveyancers are now via email and may be anywhere in the world.