I am selling my flat in Hornchurch. Will my conveyancer need to be on the Coventry BS conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.

I am aiming to move house in January. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you suggest a removal company in Hornchurch. Conveyancing firm was organised prior to coming across your page.

On the afternoon of completion you will need to collect the house keys from your selling agent but this should only occur once the sellers solicitors confirm to the agent that they have the completion monies and the keys can be collected. You can advise the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can help you choose a conveyancing in Hornchurch or a firm that specialises in conveyancing in Hornchurch.

We previously instructed solicitors with offices in Hornchurch on the Yorkshire BS solicitor approved list. They have just invoiced me a further amount for the legal aspects of the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?

As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner can levy a fee for this. The charge is not dictated by Yorkshire BS but by your Hornchurch conveyancer. Plenty of firms on the Yorkshire BS panel will charge ’dealing with mortgage’ fee but plenty of firms include it on their overall fee.

My sealed bid on a property in Hornchurch has been agreed to, but there is a chain. The sellers have offered on a flat, however it’s not been accepted yet, and have viewings of other apartments booked. I have instructed a high street conveyancing solicitor in Hornchurch. What do I do now? When do I get the mortgage application with Aldermore started?

It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then survey, Hornchurch conveyancing search costs, etc). First, you must check that your lawyer is on the Aldermore approved list. Concerning the next stages this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. During a rising market some buyers will apply for the mortgage with Aldermore and arrange for the valuation and only if it comes back ok would they ask their solicitor to press on with the conveyancing in Hornchurch.

I am purchasing a new build house in Hornchurch with the aid of help to buy. The developers refused to reduce the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not disclose to my solicitor about this extras as it could affect my mortgage with The Royal Bank of Scotland. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In what way can the Landlord & Tenant Act 1954 impact my business premises in Hornchurch and how can you help?

The particular law that you refer to gives security of tenure to commercial tenants, granting the a statutory right to apply to court for a new tenancy and remain in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Hornchurch

I am hoping to purchase a repossessed flat in Hornchurch and the mortgagee in possession demand completion within 28 days. Do conveyancers complete in this timeframe? Am I best advised to instruct a local Hornchurch firm or an online organisation that advertises to offer speedy conveyancing?

Visit your Hornchurch high street. Go in to two or three companies and ask to see a conveyancing solicitor for a quote. Set out your needs and try and obtain assurances on deadlines. Choose the firm that seems most trustworthy. Make sure to select a solicitor on the list of conveyancing practitioners approved by your mortgage company.