I had intended to instruct a conveyancing solicitor in Ardleigh Green for our house purchase. Our broker informed us that our mortgage company Accord Mortgages Ltd won't deal with them. Why is this not regarded as unduly restrictive?
Before the recession most mortgage companies had an appetite for risk which was higher than today. Almost all Ardleigh Green conveyancing firms would have been on most mortgage company panels. The FSA in 2010 conducted a thematic investigation into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more data from law firms regarding their operations and their employees and set certain criteria such a completing on a minimum number of transactions. Many Ardleigh Green conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Ardleigh Green is amongst the thousands of areas where the conveyancers showing on our search results are are approved Accord Mortgages Ltd.
My relative suggested that if I am buying in Ardleigh Green I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Ardleigh Green conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Ardleigh Green around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Ardleigh Green Education with plans and statistics, Local Amenities and other useful data concerning Ardleigh Green.
I used Arc property Solicitors several years past for my conveyancing in Ardleigh Green. I now require my papers however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ardleigh Green of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In what way does the Landlord & Tenant Act 1954 impact my business offices in Ardleigh Green and how can you help?
The 1954 Act gives a safeguard to commercial tenants, giving them the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Ardleigh Green is one of our hundreds of areas of the UK in which the firms we work with have offices
Am I best advised to use a Ardleigh Green conveyancing solicitor based in the vicinity that I am buying? I have an old university friend who can execute the legal formalities however they are based 400kilometers away.
The primary upside of using a high street Ardleigh Green conveyancing practice is that you can drop in to sign documents, hand in your identification documents and pester them where appropriate. Having local Ardleigh Green know how is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and in the main were impressed that must outweigh using an unknown Ardleigh Green conveyancing solicitor solely due to them being round the corner.