Completed the sale of my flat in Kidlington last April but my buyer keeps SMS messaging every few hours to say their conveyancer needs to hear from mine. What should have happened following completion?
After completion of your house sale your lawyer should forward the transfer deeds and all additional paperwork to the buyer’s solicitors. Where appropriate, your lawyer should also send confirmation that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There is unlikely to be post completion procedures just for conveyancing in Kidlington.
About to place an offer on a leasehold flat in Kidlington. The estate agents assure me that it is normal for flats in Kidlington to have less than 75 years left on the lease. I am obtaining a mortgage with Virgin. Will the property be mortgageable given that the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/1/2025 the requirements read as follows :
Me and my brother purchased a terraced Edwardian house in Kidlington. Conveyancing lawyer acted for me and Halifax. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the exact same address. Is it worth asking Halifax to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kidlington and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
Due to the input of my in-laws I had a survey completed on a house in Kidlington before retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not issue a loan on such a house.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kidlington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kidlington to see if the conveyancing will be more expensive.
What is the best way to find the right lawyer for my conveyancing in Kidlington ?
First ask your friends and family they would would instruct. Option 2 is to look on the internet for conveyancing in Kidlington. Call a couple or more firms from the list and request that they email you their conveyancing estimate and speak to the lawyer who will conduct your conveyancing before you make your decision. Third is to make use of our search tool to help you find the right lawyers for you based on your unique factors including location,speed, complexity and who the proposed mortgage company is.Do not be fooled by £99 conveyancing solicitors in Kidlington