We were just about to exchange contracts for a garden flat in Kidlington. We encountered a problem. Our mortgage offer with Platform Home Loans Ltd runs out on 7/1/2025 but the vendors are suggesting a completion date of 9/1/2025. Can one prolong the mortgage offer?

The best person to address this issue is your solicitors who will assess whether he or she is better off negotiating with the mortgage company, owner’s lawyers, property agents or possibly all parties given the history of your house move as of today.

About to purchase a new build apartment in Kidlington. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Kidlington

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants.

I opted to have a survey completed on a property in Kidlington in advance of retaining lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders may not give a loan on this type of house.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kidlington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kidlington to see if the conveyancing will be more expensive.

I only have Fifty years left on my flat in Kidlington. I now want to get lease extension but my freeholder is can not be found. What are my options?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to demonstrate that you have made all reasonable attempts to find the lessor. For most situations a specialist would be useful to try and locate and prepare an expert document which can be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a conveyancer in relation to investigating the landlord’s absence and the application to the County Court covering Kidlington.

Leasehold Conveyancing in Kidlington - Examples of Questions you should ask Prior to Purchasing

Be sure to investigate if there are any onerous restrictions in the lease. For instance plenty of leases prohibit pets being permitted in in a block in Kidlington. If you like the apartmentin Kidlington but your dog is not allowed to live with you then you have a very difficult decision. Its a good idea to find out as much as possible concerning the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily issues like the cleanliness of the common parts. You should not be shy to ask other people whether they are happy with them. On a final note, investigate as to the dates that the maintenance fees are due to the managing agents and precisely how they are spending the funds. Does this lease have more than 90 years left?

We are thinking of choosing an online solicitor rather than a Kidlington conveyancing practice. Any advice?

There are advantages of having the option attend a local Kidlington conveyancing solicitor for instance

• signing documents and and when necessary
• sometimes being able to speak to someone face-to-face can make a huge difference, particularly for more complex house moves
• the ability to raise concerns if matters are not going as expected

When comparing quotes, look out for hidden extras. The majority decent Kidlington high street solicitors give an all-inclusive price. Often online agents appear to offer low cost fees, yet have burried 'extras' in the fine print.