I am obtaining a mortgage offer from Nat West. I hope to instruct a Licensed Conveyancer in East Oxford. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?

The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Last month we had a mortgage agreed in principle with RBS. East Oxford conveyancing practitioners are appointed. What is the average time that one could expect to receive a mortgage offer from RBS?

There is no definitive answer here. Have RBS done the survey? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Planning on purchasing a flat in East Oxford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the East Oxford solicitor is on the Bank of Ireland conveyancing panel.

I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local East Oxford solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own East Oxford surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

What is different about your site and other web based conveyancing brokers when it comes to conveyancing in East Oxford?

At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in East Oxford. Unlike many estate agents and many comparison sites we do not charge firms a commission if you instruct them for your conveyancing in East Oxford

Should I go with a East Oxford conveyancing practitioner who is local to the property I am buying? An old friend can execute the legal work however his firm is located 400miles drive away.

The benefit of a high street East Oxford conveyancing firm is that you can drop in to execute documents, hand in your ID and pester them where appropriate. Having local East Oxford know how is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and they were content that should trump using an unfamiliar East Oxford conveyancing lawyer solely due to them being based in the area.

Do you have any advice for leasehold conveyancing in East Oxford with the intention of expediting the sale process?

• Much of the frustration in leasehold conveyancing in East Oxford can be bypassed where you instruct lawyers the minute your agents start marketing the property and request that they start to put together the leasehold documentation which will be required by the buyers’ solicitors.
You believe that you know the number of years remaining on your lease but it would be wise to verify this via your solicitors. A purchaser's lawyer will be unlikely to recommend their client to to exchange contracts if the lease term is less than 75 years. In the circumstances it is important at an as soon as possible that you identify whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. If you have had any disputes with your landlord or managing agents it is essential that these are resolved before the property is marketed. The buyers and their solicitors will be reluctant to purchase a property where there is an ongoing dispute. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as over rather than unsettled. If you have the benefit of shareholding in the freehold, you should make sure that you hold the original share certificate. Obtaining a replacement share certificate can be a lengthy formality and frustrates many a East Oxford home move. If a reissued share is needed, do contact the company officers or managing agents (if applicable) for this as soon as possible.

East Oxford Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing

The answer will be useful as a) areas may cause problems for the block as the common areas may start to deteriorate if maintenance are not paid for b) if the leaseholders have an issue with the running of the building you will want to have full disclosure What is the name of the managing agents? How much is the maintenance charge and ground rent on the apartment?