I was told today by my lender that my Kimberley property lawyer is not on the bank Conveyancing panel. How can I be certain if this is indeed the case?
The first thing you need to do is to contact your Kimberley conveyancer. You lawyer should inform you of the situation. If they are not on the panel they may recommend you to a Kimberley conveyancing practice that is on the conveyancing panel for your mortgage company.
We see that you have a search directory listing firms on the Santander conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Kimberley?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kimberley.
I am selling my house in Kimberley. Will the conveyancer have to be required to be on the Nottingham conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Nottingham conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
Me and my brother purchased a 4 bedroom Edwardian house in Kimberley. Conveyancing lawyer acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kimberley and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing practitioner who conducted the purchase.
In my capacity as executor for the estate of my father I am disposing of a property in Swansea but I am based in Kimberley. My solicitor (based 200 miles awayrequires that I execute a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Kimberley to witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Kimberley based