The mortgage offer from HSBC for the remortgage of my 4 bedroom maisonette is due any day now. Are you able to suggest a low cost conveyancing solicitor in Clifton?

This site is not designed to aid those in their quest for the cheapest conveyancing solicitors in Clifton. We can offer you cost effective conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies seducing you with £99 conveyancing in Clifton. At best, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up paying a lot in additional fees and still not get the service required.

All was ready to complete my purchase in Clifton next Tuesday. My conveyancing practitioner now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not specific to conveyancing in Clifton.

We just had an offer accepted to purchase with Earl Shilton BS. We have called around locally but am struggling to find a Clifton conveyancing firm on the Earl Shilton BS approved list. Please you help?

Please do make use of the search tool on this site. Please choose the lender and type Clifton or your location and you will discover numerous conveyancers based in Clifton or near you.

The deeds to our property can not be found. The solicitors who conducted the conveyancing in Clifton 4 years ago are no longer around. What do I do?

As long as you have a registered title the details of your proprietorship will be evidenced by HMLR with a Title Number. It is easy to perform a search at the Land Registry, identify your house and secure current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.

Can you provide any top tips for leasehold conveyancing in Clifton with the aim of speeding up the sale process?

• A significant proportion of the delay in leasehold conveyancing in Clifton can be reduced if you get in touch lawyers the minute your agents start marketing the property and ask them to collate the leasehold documentation needed by the buyers’ conveyancers.
In the event that you altered the property did you need the Landlord’s permission? Have you, for example installed wooden flooring? Clifton leases often stipulate that internal structural changes or installing wooden flooring necessitate a licence issued by the Landlord acquiescing to such works. Where you dont have the consents in place do not communicate with the landlord without contacting your lawyer in advance. If you are supposed to have a share in the freehold, you should make sure that you have the original share document. Obtaining a duplicate share certificate is often a lengthy formality and frustrates many a Clifton conveyancing transaction. If a duplicate share certificate is needed, do contact the company director and secretary or managing agents (where relevant) for this as soon as possible. The majority of freeholders or Management Companies in Clifton charge for providing management packs for a leasehold home. You or your lawyers should enquire as to the actual amount of the charges. The management pack can be applied for as soon as you have a buyer, thus reducing delays. The average time it takes to receive management information is three weeks. It is the most common reason for frustration in leasehold conveyancing in Clifton.

I invested in buying a 1 bedroom flat in Clifton, conveyancing formalities finalised half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Clifton with a long lease are worth £227,000. The ground rent is £50 levied per year. The lease finishes on 21st October 2096

With 72 years left to run the likely cost is going to span between £9,500 and £11,000 as well as costs.

The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.