My husband and I are buying residence in Bilborough. My lawyer is not listed on the bank solicitor panel. Is it possible for me to continue with my Bilborough conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel?

You have a number of options open to you here

• Carry on with your existing Bilborough lawyer but your mortgage company will need to appoint a conveyancing practitioner on their conveyancing panel. This will result in additional fees together with likely delay.
• Get a fresh lawyer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
• Convince your conveyancing practitioner to do everything possible to join the lender’s conveyancing panel

I am buying a garden flat in Bilborough. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Bilborough you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bilborough.

Just acquired a semi-detached house in Bilborough , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Bilborough conveyancing solicitor works at snail pace, so I want to be sure the post completion formalities are concluded.

As far as conveyancing in Bilborough registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can vary depending on the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. As of today approximately 80% of submission are completed within 12 days but occasionally there can be longer hold-ups. Registration occurs once the buyer has moved in to the property so 'speed' is not usually top priority but if there is a degree of urgency associated with the registration then you or your solicitor should speak with the land registry and explain the circumstances.

How does conveyancing in Bilborough differ for newly converted properties?

Most buyers of new build residence in Bilborough contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Bilborough typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Bilborough or who has acted in the same development.

Over the last few months I have been searching for a flat up to £305k and found one round the corner in Bilborough I like with open areas and railway links nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Bilborough in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

If you need a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.