I was told yesterday by my mortgage adviser that my Kimbolton the law firm I have appointed is not on the bank Solicitor panel. What can I do to be sure if this is correct?

The best course of action for you to take is to contact your Kimbolton lawyer directly. You lawyer should inform you of the situation. Where they are not on the panel they may recommend you to a Kimbolton conveyancing firm that is on the conveyancing panel for your mortgage company.

Last September we completed a house move in Kimbolton. We have noticed several issues with the house which we believe were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been ordered as part of conveyancing in Kimbolton?

It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Kimbolton. Conveyancing searches and due diligence initiated as part of the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, a seller completes a document referred to as a SPIF. answers ends up being incorrect, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Kimbolton.

We just had an offer accepted to buy with Norwich and Peterborough Building Society. I popped in a few high street firms yet am unable to find a Kimbolton conveyancing firm on the Norwich and Peterborough Building Society panel. Can you assist?

Please do take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type Kimbolton or your preferred area and you will discover numerous conveyancers located in Kimbolton or near you.

Should our solicitor be raising questions concerning flooding during the conveyancing in Kimbolton.

The risk of flooding is if increasing concern for solicitors dealing with homes in Kimbolton. There are those who acquire a property in Kimbolton, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Solicitors are not qualified to impart advice on flood risk, however there are a number of checks that may be initiated by the buyer or on a buyer’s behalf which can figure out the risks in Kimbolton. The conventional set of property information forms given to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to determine whether the property has suffered from flooding. In the event that the premises has been flooded in past which is not disclosed by the owner, then a buyer could commence a compensation claim as a result of such an inaccurate answer. A buyer’s lawyers should also commission an environmental search. This will higlight if there is any known flood risk. If so, further investigations should be carried out.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Kimbolton is the location of the property. What do you suggest?

Flying freeholds in Kimbolton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kimbolton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kimbolton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.