My wife and I are buying a maisonette in Knottingley. My Solicitor is not listed on the bank conveyancing list. Is it possible for me to use my Knottingley conveyancing solicitor even though they are excluded from the mortgage company panel of approved conveyancing solicitors?
One will need to instruct a conveyancer to deal with the formalities if you require a mortgage to buy your home. The property lawyer will carry out all the essential due diligence on the property, make sure that you will be properly registered as the owner and ensure that all the required mortgage documentation is in place. One could appoint a Knottingley property lawyer of your choice. However, if the property lawyer appointed is not a member of the mortgage company approved list further costs will be incurred as separate legal representation will be need by the bank. Lender panel applications can be submitted, so where your conveyancer has not in the past sought membership they should do so.
Can the conveyancing solicitors identified via your search tool perform conveyancing in Knottingley by way of an attended exchange?
We do have a number of conveyancing experts who can conduct one day exchanges. Please call us to get a fee calculation and details as to dates.
Are the Knottingley conveyancing solicitors identified as being on the Yorkshire BS conveyancing panel, together with their details provided by Yorkshire BS?
Knottingley conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Knottingley. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Where you plan to refinance then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
Is it best to appoint a Knottingley conveyancing lawyer based in the area that I am buying? An old friend can execute the conveyancing but his firm is located 300miles drive away.
The benefit of a local Knottingley conveyancing practice is that you can attend the office to sign paperwork, deliver your identification documents and apply pressure on them where appropriate. Having local Knottingley know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and the majority were impressed that should trump using an unfamiliar Knottingley conveyancing solicitor just because they are based in the area.