We are purchasing a apartment in Ackworth. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to put our life savings into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Does a directory service exist listing Nottingham panel conveyancers in Ackworth on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings available on the web. If you are looking for a Ackworth conveyancing practitioner on the Nottingham please make the most of our facility.

My sealed bid on a detached house in Ackworth has been agreed to, but there is a chain. The sellers have offered on on an apartment, but it’s not yet tied up, and are looking at other properties booked. I have chosen a nearby conveyancing solicitor in Ackworth. What do I do now? When should I get the mortgage application with Aldermore going?

It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of £1k, then valuation, Ackworth conveyancing search charges, etc). First, you must check that your conveyancing practitioner is on the Aldermore approved list. As to the next phase this very much depends on the uniqueness of your transaction, attraction to this property and on the state of the market. During a rising market many home buyers will apply for the mortgage with Aldermore and pay for the valuation and only if it comes back ok would they request their lawyer to press on with searches.

I'm buying a new build house in Ackworth with the aid of help to buy. The developers refused to budge the amount so I negotiated £7000 of extras instead. The sale representative told me not to tell my conveyancer about the deal as it could put at risk my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Ackworth is the location of the property. Is there any guidance you can impart?

Flying freeholds in Ackworth are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ackworth you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ackworth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

How can the Landlord & Tenant Act 1954 impact my commercial offices in Ackworth and how can you help?

The particular law that you refer to provides security of tenure to business tenants, giving them the a statutory right to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Ackworth is one of the numerous locations in which the firms we work with are located

Me and my partner are buying a three bedroom ground floor flatin Ackworth with a mortgage from a lender. We have selected a conveyancer in Ackworth but our bank advise she’s not approved on their "panel". We have to appoint one of the our bank panel firms or stay with our Ackworth conveyancer and incur the extra costs for one of their panel ones to represent our bank. This seems very unfair; Can we not simply insist that our mortgage company use our Ackworth lawyer?

Unfortunately,no. The mortgage company mortgage issued is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. in the past, most banks had large numbers of law firms on their panels, including most conveyancing solicitors in Ackworth : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your mortgage company.