Finally, a mortgage offer from HSBC for the remortgage of my 3 room flat is to be issued within the next few days. Are you able to recommend a low cost conveyancing lawyer in Pontefract?

This site is not designed to help those in their quest for a cheap conveyancing solicitors in Pontefract. We can offer you affordable conveyancing but we do not aim to advertise as being the cheapest. Do not be swayed by brokers enticing you with £100 conveyancing in Pontefract. The optimum outcome, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not receive the service required.

In what way does my ID and proof of funds have anything to do with my conveyancing in Pontefract? Is this really warranted?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Client Care letter that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to supply ID verification documents, your solicitor can not take you on as a client.

Is there a list of Nottingham panel conveyancers in Pontefract on the Building Society Association’s Website?

No. There is no such tool on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings visible over the internet. Where you are looking for a Pontefract conveyancing practitioner on the Nottingham please make the most of our facility.

We had chosen conveyancing lawyers located in Pontefract on the Nationwide solicitor panel. They are now charging me a separate fee for handling the Nationwide mortgage. Is this an additional conveyancing fee set by Nationwide?

Provided it is contained in their Terms of Engagement or estimate then yes your conveyancer can charge a fee for this. This fee is not dictated by Nationwide but by your Pontefract lawyer. Plenty of firms on the Nationwide panel will levy ’dealing with mortgage’ fee but plenty of practices incorporate it on their overall fee.

The formalities of my remortgage has taken place for my property in Pontefract. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I'm purchasing a new build house in Pontefract with a loan from Alliance & Leicester . The builders would not budge the amount so I negotiated 6k of extras instead. The sale representative advised me not to tell my conveyancer about the side-deal as it could affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader intending to lease a unit on the high street. Can you recommend conveyancers offering no-move-no charges for commercial conveyancing in Pontefract for under 1500k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Pontefract, including the disposal and purchase of businesses as well as simply property. If you are hoping to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we can find you the right firm. As for the costs this will depend on the structure and nuances of the proposed transaction. Let us have your contact information or call us so that we may provide you with a detailed commercial conveyancing calculation.