My husband and I are only a couple days away from an exchange on a house in Langport and my mum and dad have transferred the ten percent deposit to my conveyancing practitioner. I am now informed that as the deposit has been sent from someone other than me my conveyancing practitioner needs to make a notification to my lender. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I disclosed to the lender concerning my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

The lawyer is obliged to clarify with the bank to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

As someone clueless as to the Langport conveyancing process what’s your top tip you can impart concerning the legal transfer of property in Langport

You may not hear this from too many lawyers but conveyancing in Langport and elsewhere in England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is plenty of opportunity for conflict between you and others involved in the transaction. For example, the vendor, selling agent and even potentially your bank. Selecting a solicitor for your conveyancing in Langport should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the legal process whose responsibility is to look after your legal interests and to protect you.

There is a worrying emergence of a "blame" culture- someone has to be blamed for the process being so protracted. We recommend that you should always trust your conveyancer ahead of the other parties in the home moving process.

About to place a bid on a leasehold property in Langport. The estate agents assure me that it is the norm for flats in Langport to have less than 75 years remaining. I am expecting a loan with Chelsea Building Society. Will the property be mortgageable given that the lease has 72 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/2/2025 the requirements read as follows :

There is lots of here regarding conveyancing in Langport but what is your top tip for choosing the right conveyancer in Langport

Do not opt for the lowest Langport conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

We previously chose conveyancers locally in Langport on the Skipton solicitor panel. They have just billed me a further sum for dealing with the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?

Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your lawyer can levy a fee for this. This fee is not dictated by Skipton but by your Langport solicitor. Some firms on the Skipton panel will charge an ‘acting for lender’ fee and others do not.

Can I be sure that the Langport conveyancing solicitor on the Yorkshire BS panel is any good?

When it comes to conveyancing in Langport getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your conveyancing.

I am purchasing my first flat in Langport with a loan from The Royal Bank of Scotland. The builders refused to move on the price so I negotiated 6k of extras instead. The house builders rep advised me not inform my conveyancer about this deal as it will impact my loan with The Royal Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.