I decided to go with a Chard based lawyer for my conveyancing in Chard today. Reviewing the terms of engagement I notewe are on the hook for fees even if the movefalls through. Should I go with them or instruct an internet conveyancing company offering no completion no cost conveyancing in Chard?

Generally there is a compromise along the lines that if "No Completion No Fee" is offered then the conveyancing charges will tend to be be uplifted to neutralise those cases that do not proceed. Also remember that these offerings generally do not protect you from expenditure for example Chard conveyancing search charges.

I purchased a renovated Edwardian property in Chard. Conveyancing lawyer acted for me and Skipton Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chard and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing lawyer who completed the work.

I'm buying a new build house in Chard with a loan from Nottingham Building Society. The builders would not budge the price so I negotiated £7000 of additionals instead. The house builders rep told me not reveal to my lawyer about the deal as it may adversely affect my mortgage with Nottingham Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I am about to spend over three hundred thousand on a house in Chard I wish to have a conversation with the conveyancer about myhouse move in advance of appointing the firm. Can this be arranged?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor due to be doing your conveyancing in Chard.There is no ‘factory style conveyancing’ - each client is unique person, not a case reference. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Chard should be the figure that you are charged.

I am hoping to put an offer on a small detached house that appears to be perfect, at a great figure which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Chard. Conveyancing solicitors have are soon to be instructed. Will my lawyers set out the risks of buying a leasehold house in Chard ?

Most houses in Chard are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Chard in which case you should be shopping around for a Chard conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to conduct changes to the property. You may also be required to pay a maintenance charge towards the upkeep of the estate where the house is located on an estate. Your solicitor will appraise you on the various issues.

I am the registered owner of a ground floor flat in Chard, conveyancing was carried out 8 years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Chard with an extended lease are worth £181,000. The average or mid-range amount of ground rent is £55 levied per year. The lease terminates on 21st October 2075

With just 50 years left to run we estimate the price of your lease extension to be between £31,400 and £36,200 as well as professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.