After what seems like an age a mortgage offer from NatWest for the remortgage of my 4 bedroom apartment is coming within the next few days. Could you propose a low cost conveyancing law firm in Merriott?

This site is not designed to help those in pursuit of cut-price fees for conveyancing in Merriott. We can offer you value for money conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing brokers enticing you with £99 conveyancing in Merriott. In your best case scenario, in being led by cheap conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in extras and still not end up with the service expected.

I purchased a freehold premises in Merriott but still invoiced for rent, why is this and what is this?

It is rare for properties in Merriott and has limited impact for conveyancing in Merriott but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

Our lender has suggested a law firm on their panel based in Merriott but I would rather use a conveyancing lawyer in Merriott or nearer to where I live. Can you assist?

It is by no means the case that all Merriott conveyancing firms are approved and listed on all lender’s conveyancing panel. Use our search tool to find a Merriott conveyancing firm on the on the bank panel.

I'm purchasing a new build house in Merriott with a loan from Virgin Money. The sellers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not to tell my conveyancer about this extras as it could impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Merriott cover?

Commercial conveyancing in Merriott incorporates a broad array of guidance, given by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.