I am obtaining a mortgage offer from Lloyds. I would like to instruct a Licensed Conveyancer in Longthorpe. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Can the conveyancing lawyers that you recommend handle right to buy conveyancing in Longthorpe?
We work with a number of conveyancing solicitors carrying out right to buy transactions You should call us to secure a costs illustration.
It is is a decade since I purchased my property in Longthorpe. Conveyancing solicitors have recently been appointed on the sale but I can't locate my title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with your lender or they could stored with the lawyers who handled your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Longthorpe relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Longthorpe is the location of the property. Is there any guidance you can impart?
Flying freeholds in Longthorpe are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Longthorpe you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longthorpe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We're novice buyers - agreed a price, but the property agent has warned us that the owners will only issue a contract if we instruct the agent's recommended lawyers as they need an ‘expedited deal’. We would rather use a family solicitor with experience of conveyancing in Longthorpe
It is highly unlikely the vendors are driving this. If they desire ‘a quick sale', alienating a motivated buyer is going to damage their objectives. Speak to the owners direct and explain that (a)you are genuine purchasers (b)you are ready to go, with finances arranged © you are chain free (d) you wish to move quickly (e)but you will continue to use your preferred Longthorpe conveyancing solicitors - not the ones that will give the estate agent a referral fee or achieve conveyancing targets pre-set by corporate headquarters.