Should our solicitor be asking questions about flooding during the conveyancing in Whittlesey.

Flooding is a growing risk for conveyancers specialising in conveyancing in Whittlesey. There are those who acquire a property in Whittlesey, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not qualified to give advice on flood risk, but there are a numerous checks that can be carried out by the purchaser or on a buyer’s behalf which will figure out the risks in Whittlesey. The conventional set of completed inquiry forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the owner to determine whether the property has suffered from flooding. In the event that the premises has been flooded in past which is not revealed by the seller, then a buyer may bring a legal claim for losses resulting from an misleading response. A buyer’s conveyancers should also conduct an environmental search. This should reveal whether there is any known flood risk. If so, more detailed inquiries will need to be conducted.

I'm buying a new build house in Whittlesey with the aid of help to buy. The builders would not move on the price so I negotiated £7000 of additionals instead. The estate agent told me not inform my conveyancer about the extras as it may affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a house in Whittlesey in advance of retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to issue a loan on such a house.

It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Whittlesey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Whittlesey to see if the conveyancing costs will increase in light of this.

My company is hoping to take an assignment of a lease of an office on a shopping parade. Can you recommend conveyancers offering no-sale-no charges for non-domestic conveyancing in Whittlesey for under £1,200?

We can recommend firms who have well rounded knowledge of commercial conveyancing in Whittlesey, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to purchase or sell a shop, pub, restaurant, office, retail premises or a whole business we can find you the right lawyer. As for the fees this will depend on the structure and complexity of the deal. Let us have your details or call so as to enable us to provide you with a detailed commercial conveyancing calculation.

I am using a search engine for the phrase on line conveyancing in Whittlesey it shows results of numerous conveyancersin the area. How do I determine which is the suitable conveyancer for the sale of my house?

The best method of choosing a suitable conveyancer is through a trusted testimonial, so ask colleagues and those you trust who have purchased a property in Whittlesey or a reputable estate agent or mortgage broker. Charges for conveyancing in Whittlesey differ, so it's advisable to obtain a minimum of four fee estimates from varying types of conveyancers. Make sure that you know what costs in the quote includes.