Our family lawyer has quoted £995 for no sale no fee conveyancing in Lostwithiel. I am hoping to sell a Victorian house for £225,000. Is this expensive? Is it above what I should be paying for conveyancing in Lostwithiel?

The charges are a bit high. If you shop around you may be able to get the conveyancing a bit cheaper by say a hundred pounds. That being said, you maylive to regret choosing an a cheaper solicitor. Don't forget to enquire that the firm can represent your lender. You can use our comparison tool to choose a Lostwithiel conveyancing firm on the banks conveyancing panel which can often include conveyancing solicitors in Lostwithiel.

Are the Lostwithiel conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?

Lostwithiel conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.

Me and my brother own a 4 bedroom Georgian house in Lostwithiel. Conveyancing lawyer represented me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. Is it worth asking Bank of Scotland to clarify?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lostwithiel and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who completed the work.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Lostwithiel is the location of the property. Is there any guidance you can impart?

Flying freeholds in Lostwithiel are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lostwithiel you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lostwithiel may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My lender have just issued us with a mortgage offer. We have retained a long established conveyancer in Lostwithiel two days ago. A couple of hours ago, our financial adviser called to say that the bank said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we did not have a clue that the mortgage company had some control over our choice Is this usual?

You are at liberty to choose any conveyencer you prefer to choose including the said conveyancer in Lostwithiel but if your mortgage company aren't happy with them you will have to fork out an extra fee so the bank can instruct their own lawyers. On occasion it is possible your solicitor may apply to get included on to the bank list of approved firms. Do make the most of online tools such as lenderpanel.com to find a conveyancing solcitor in Lostwithiel on the lender panel. You can go into your local bank branch in Lostwithiel. They can recommend conveyancing solicitors in Lostwithiel on the approved list.