Is the fact that my solicitor in Mevagissey is not on my bank's conveyancing panel that there is a problem with the quality of his conveyancing?

That would more than likely be an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Mevagissey conveyancing firm and ask them why they are no longer on the approved list for your bank.

I decided to have a survey done on a house in Mevagissey ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to issue a mortgage on this type of home.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Mevagissey. Conveyancing may be slightly more expensive based on your lender's requirements.

How do I identify a Mevagissey law firm on the Barclays Direct conveyancing panel? I have a car and am willing to travel upto 20miles to meet the conveyancer.

Feel free to make use of the tool on this page. Please pick a lender and your location and you will see a number of Mevagissey conveyancing lawyers locally. We have detailed some Mevagissey conveyancing firms towards the end of this page and you can telephone them to check whether they are on the Barclays Direct approved list

I am looking for a conveyancing practitioner in Mevagissey for my home move. Is it possible to check a firm’s complaints history with the legal regulator?

One can read presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.

Looking forward to sign contracts shortly on a garden flat in Mevagissey. Conveyancing solicitors inform me that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Mevagissey should include some of the following:

You should know if the lease allows you to add or improve anything in the premises- you must know whether it relates to all alterations or just structural alteration, and whether consent is required What the implications are if you have violated the provisions of the lease? Repair and maintenance of the property Does the lease prevent you from renting out the flat, or having a home office for business Information as to the provision as set out in the lease to to contribute towards maintenance costs - in relation to the building, and the more general rights a leaseholder enjoys

Mevagissey Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

Are any of leasehold owners in dispute over their service charge payments? Its a good idea to discover as much as possible concerning the managing agents as they will either make living at the property much easier or uncomfortable. Being a leasehold owner you are often at the mercy of the managing agents from a financial perspective and when it comes to day to day issues such as the cleanliness of the common parts. You should not be afraid to ask other tenants what they think of them. Finally, find out the dates that you are obliged pay the service charge to the appropriate party and precisely what it includes. Where a Mevagissey lease has no more than eighty years it will impact the salability of the apartment. Check with your mortgage company that they are happy with remaining years on the lease. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of how much this would cost. Remember, in most cases you would need to own the premises for a couple of years before you are eligible to exercise a lease extension.