I had intended to instruct a property lawyer in Lyme Regis for our house move. Our financial adviser informed us that our bank Birmingham Midshires won't deal with them. Surely this is unduly restrictive?
A bank can direct that an approved conveyancer act for it. Borrowers are liable to meet the charges for this. Please make use of our database to locate a solicitor to conduct conveyancing in Lyme Regis on the Birmingham Midshires approved list of solicitors.
Is it the case that all Lyme Regis solicitor practices on the Skipton conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Skipton approved list of solicitors they would need to be governed by the SRA. Some lenders do allow licenced conveyancers on their panel in which case such practice would be governed by the CLC.
We previously chose conveyancers located in Lyme Regis on the Virgin Money solicitor approved list. They have just invoiced me a further charge for the legal aspects of the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner can levy a fee for this. This fee is not set by Virgin Money but by your Lyme Regis conveyancer. Numerous firms on the Virgin Money panel will charge ’dealing with mortgage’ fee and others do not.
How can we tell if a Lyme Regis conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Lyme Regis getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your transaction.
I have recentlyfound out that Wolstenholmes have been shut down. They conducted my conveyancing in Lyme Regis for a purchase of a leasehold flat 9 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lyme Regis conveyancing specialists.
How does conveyancing in Lyme Regis differ for newly converted properties?
Most buyers of new build residence in Lyme Regis approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is constructed. This is because builders in Lyme Regis tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lyme Regis or who has acted in the same development.
I need to appoint a conveyancing solicitor for my conveyancing in Lyme Regis. I have chance upon a web site which looks to be the ideal solution If there is a chance to get all this stuff completed via phone that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?