Just contacted my conveyancing solicitor in Colyton who acted for me 18 months ago and wanted a conveyancing costs illustration based on an identical type of house sale & purchase (a leasehold premises and a freehold premises) of almost identical values with a loan from Godiva Mortgages Ltd. I am now being charged twice the amount. Am I right to be tempted to shop around for an alternative property lawyer?

The charges appear a little high. Where you are happy to spend time comparing costs you could shave off some of the cost by as much as £100 plus VAT. On the other hand, providing that you were pleased with the service the firm offered you couldcome to regret choosing an a cheaper lawyer. Remember to ensure the solicitor can also act for Godiva Mortgages Ltd. Do employ our search tool to select a Colyton conveyancing firm on the Godiva Mortgages Ltd conveyancing panel, which can often include conveyancing solicitors in Colyton.

We wanted to use a conveyancing solicitor in Colyton for our house purchase. Our broker has since notified us that our mortgage lenders Britannia won't deal with them. Surely this is unduly restrictive?

Pre- 2008 most mortgage companies had an appetite for risk which was higher than today. Almost all Colyton conveyancing firms would have been on most mortgage company panels. The FSA in 2010 conducted a thematic investigation into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms regarding their operations and their employees and establishing certain criteria such a completing on a minimum number of transactions. Many Colyton conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Colyton is one of the hundreds of locations where the conveyancers showing on our search results are are approved Britannia.

My bid for a property was accepted at auction in Colyton. Conveyancing is necessary. What happens now?

Now that you have exchanged you will need to find a conveyancing lawyer as a matter of priority as you are facing a tight a fixed date to complete the conveyancing. Every auction property will ordinarily have an associated legal set of papers. This will include most,if not all of the documents that your lawyer requires. If you have purchased leasehold premises the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You need to pass this on to the conveyancer working for you as soon as possible. You also need to ensure that you have funds in place to complete on the date specified in the contract.

Can I be sure that the Colyton conveyancing solicitor on the Skipton panel is any good?

When it comes to conveyancing in Colyton getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your conveyancing.

I am purchasing a property in Colyton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?

As your lender is Aldermore your lawyer must comply with the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Aldermore where a lease does not meet these provisions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Colyton.

I'm refinancing my current house to a buy to let mortgage with Barnsley Building Society and I will use the ballance of the raised equity towards another house. The location we are talking about is Colyton. Will your conveyancers be able to act for the two lenders and link together the transactions?

Make use of our comparison tool on this site to check that the conveyancers are approved by both lenders. Assuming that they are the solicitor should be able to connect the two deals but you should talk with you conveyancer and make apparent your desired outcome and needs.

Is there a distinction between surveying and conveyancing in Colyton?

Conveyancing - in Colyton or elsewhere - is the process of legally transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the vendor to fix the problems prior to you move in.