IfI was to buy a freehold homein Maida Vale mortgage fee and have no survey and no local authority searches how much could I expect to to save on my conveyancing in Maida Vale?

Any savings you would achieve will be isolated to the costs for searches. Your property lawyer still be obliged to do everything else - money laundering, correspond with the sellers solicitor, stamp duty submission, register the ownership etc. A marginal saving might be made by not having to register a charge but it won't be a lot.

What does my ID and proof of funds have anything to do with my conveyancing in Maida Vale? What am I being asked for?

It is indeed that case that these requests have nothing to do with conveyancing in Maida Vale. However these days you can not proceed with any conveyancing deal without first supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a bank statement. Remember if you are supplying your driving licence as proof of identification it needs to be both the paper part and photo card part, one is not sufficient without the other.

Proof of the origin of funds is necessary in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer must retain this information on record. Your Maida Vale conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any monies from you into their client account and they may also ask additional questions concerning the source of monies.

Does a directory service exist listing Nationwide panel conveyancers in Maida Vale on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few mortgage companies make their panel listings open the public on the web. Where you are in need of a Maida Vale conveyancing practitioner on the Nationwide please make the most of our tool.

We had chosen solicitors based in Maida Vale on the Barclays solicitor approved list. They have just invoiced me an additional amount for dealing with the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?

Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your conveyancing practitioner is entitled to levy a fee for this. The fee is not set by Barclays but by your Maida Vale conveyancing practitioner. Plenty of firms on the Barclays panel will quote an ‘acting for lender’ fee and others do not.

The formalities of my purchase has taken place for my property in Maida Vale. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

What will a local search reveal concerning the property we're buying in Maida Vale?

Maida Vale conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search is essential in every Maida Vale conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Maida Vale is the location of the property. Is there any advice you can impart?

Flying freeholds in Maida Vale are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Maida Vale you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maida Vale may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.