We are a couple about to sign contracts for a ground floor flat in Kilburn Park. We have hit a problem. The mortgage offer with Yorkshire Building Society expires on 8/1/2025 but the vendors are suggesting a completion date of 10/1/2025. Can one extend the mortgage offer?
The person best placed to address this concern is your conveyancer who is in a position to calculate whether he or she is better off negotiating with the mortgage broker, vendor’s representatives, property agents or indeed all parties given the history of your house move to date.
As someone with no idea as to the Kilburn Park conveyancing process what is the number one tip you can impart for the ownership transfer in Kilburn Park
Not many law firms shout this from the rooftops but conveyancing in Kilburn Park and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is plenty of opportunity for conflict between you and other parties involved in the ownership transfer. For instance, the vendor, selling agent and even potentially the bank. Selecting a solicitor for your conveyancing in Kilburn Park should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose responsibility is to act in your legal interests and to keep you safe.
We are witnessing a worrying increase of a "blame" culture- someone has to be blamed for the process taking so long. You must always trust your conveyancer ahead of all other parties in the home moving process.
I am planning to acquire a flat and need a conveyancing solicitor in Kilburn Park who is on the Halifax approved. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Kilburn Park. We dont recommend any particular firm.
A relative recommended that where I am buying in Kilburn Park I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Kilburn Park conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Kilburn Park around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Kilburn Park Education with plans and statistics, Local Amenities and other useful information about Kilburn Park.
Me and my husband have just had an offer accepted on a flat and had meeting on Wednesday with the Post Office for the mortgage. They have informed me that when it comes to appointing a conveyancer that if they are not on their approved list of solicitors then we will be subject to an a further fee of about two hundred pounds. This is because they will then have to appoint a solicitor to act on their behalf as well as the one we appoint on our behalf and we will be on the hook for their fees. I have requested the Post Office to furnish me with a list so I can seek quotes only from their approved conveyancers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a list online?
You can enquire of the Post Office what their panel criteria is for a conveyancer.Thereafter ask the solicitor of your choice whether they meet the criteria and have they acted on loans for the Post Office historically. Where the answer to those is yes, then just clarify this with the Post Office. Another option is to make use of our search facility and we may be able to identify a conveyancer in Kilburn Park on the panel for the Post Office.