My wife and I are purchasing a newly constructed flat in Kilburn Park and my lawyer is informing me that she has to the lender to reveal incentives from the developer. I am under pressure to exchange and I would rather not prolong deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am the registered owner of a freehold premises in Kilburn Park but nevertheless charged rent, why is this and what is this?

It is rare for properties in Kilburn Park and has limited impact for conveyancing in Kilburn Park but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

I used Stirling Law several years past for my conveyancing in Kilburn Park. I now require my file however the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kilburn Park of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I opted to have a survey completed on a house in Kilburn Park prior to appointing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor has said that some banks will refuse to issue a mortgage on this type of house.

It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Kilburn Park. Conveyancing will be smoother if you use a solicitor in Kilburn Park especially if they are familiar with such properties in Kilburn Park.

I am a sole trader planning to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering competitive fees for commercial conveyancing in Kilburn Park for below 2k?

We can recommend firms who have specialist knowledge of commercial conveyancing in Kilburn Park, including the disposal and acquisition of businesses as well as simply premises. If you are intending to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will find you the right solicitor. As for the fees this will depend on the structure and heads of terms of the deal. Please provide us with your contact information or phone us so that we can furnish you with a fixed commercial conveyancing quote.