Our lender has suggested a law firm on their panel based in Maxton but I would rather use a conveyancing lawyer in Maxton round the corner to me. Are you able to help?
Not all Maxton conveyancing firms are listed all lender’s conveyancing panel. Do make use of our search tool to locate a Maxton conveyancing solicitor on the on the lender panel.
I am helping my niece sell her house in Maxton. Does the conveyancer arrange an energy assessment or it is for the seller to coordinate?
After the abolition of HIPs, energy performance certificates was left as a mandatory part of moving house. An EPC needs to be commissioned prior to the property being marketed. This is not as aspect of the sale process that law firms ordinarily organise. Where you are using a Maxton conveyancing solicitor they might be able to arrange energy performance certificates given their relationships with long established Maxton energy assessors
My wife and I are spending time viewing apartments in Maxton and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with Aldermore.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are obtaining a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
The mortgage over my property is with Lloyds for my property in Maxton. Conveyancing was finalised some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
Your original mortgage agreement with Lloyds will provide that you need their approval in advance of renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel lawyer.
I am looking for a leasehold apartment up to £305k and found one round the corner in Maxton I like with a park and transport links in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Maxton in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a home loan that many years will be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
In what way does the Landlord & Tenant Act 1954 affect my business offices in Maxton and how can your lawyers assist?
The 1954 Act gives a safeguard to commercial leaseholders, granting the legal entitlement to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Maxton is one of our hundreds of locations in which our lawyers are located
Can a conveyancer remove someone from the title of my home in Maxton ?
Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer