AssumingI were to acquire a freehold housein Merseyside for cash and dispense with a survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Merseyside?

The sole reduction in fees you would achieve is the Merseyside conveyancing searches. A conveyancer still be obliged to do everything else - money laundering, communicating with the vendors conveyancing practitioner, SDLT return, register the ownership etc. You might save a bit for them not having to register a mortgage but it won't be meaningful.

What can a local search tell me regarding the property we're purchasing in Merseyside?

Merseyside conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance PSG The local search is essential in every Merseyside conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search should supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

Due to the input of my in-laws I had a survey completed on a house in Merseyside before appointing lawyers. I have been told that there is a flying freehold element to the house. My surveyor advised that some mortgage companies may refuse to issue a loan on a flying freehold property.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Merseyside. Conveyancing may be slightly more expensive based on your lender's requirements.

How do I use the search tool to find a conveyancing lawyer in Merseyside on the panel for my mortgage?

1st pick a mortgage company such as Santander, Coventry Building Society or Godiva Mortgages Ltd then type in your preferred area for example Merseyside. Conveyancing firms in Merseyside and beyond should be identified.

All being well we will complete our sale of a £225,000 flat in Merseyside on Friday in a week. The landlords agents has quoted £300 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is the landlord entitled to charge such fees for a flat conveyance in Merseyside?

Merseyside conveyancing on leasehold flats often requires the purchaser’s lawyer sending questions for the landlord to address. Although the landlord is not legally bound to answer such questions the majority will be content to assist. They are at liberty to charge a reasonable charge for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is over three hundred pounds, in some situations it is in excess of £800. The administration charge demanded by the landlord must be accompanied by a synopsis of rights and obligations in relation to administration charges, without which the invoice is technically not due. In reality one has little choice but to pay whatever is demanded if you want to complete the sale of your home.

Leasehold Conveyancing in Merseyside - Sample of Questions you should ask before buying

Who manages the block? How much is the ground rent and service charge?