We are buying a 2 bedroom flat in Mexborough and Swinton with a homeloan from Skipton Building Society.We use our Mexborough and Swinton conveyancing practitioner but Skipton Building Society informed us he's not on their approved list of member firms. we are left little option but to use a Skipton Building Society panel firm or keep our local solicitor and fork out for one of their panel ones to represent them. This seems very unfair; is there anything we can do?

Unfortunately,no. The loan offered to you contains terms and conditions, a common one being that conveyancers must be on the Skipton Building Society approved list. in the past, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Skipton Building Society

I need some quick conveyancing in Mexborough and Swinton as I have a deadline to exchange contracts in less than 4 weeks. Luckily I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?

If.Given you are not obtaining a mortgage you are at free not to have searches conducted although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Mexborough and Swinton the following are instances of issues that can show up and adversely affect future mortgageability: Enforcement Notices, Outstanding Charges, Overdue Grants, Railway Schemes,...

How easy is it to transfer to a new conveyancer as I have to instruct one who is on the Barnsley Building Society conveyancing list. I instructed a local conveyancing solicitor in Mexborough and Swinton five minutes from me but she is not accepted by Barnsley Building Society

It would be our pleasure to assist you find a conveyancing solicitor in Mexborough and Swinton on the Barnsley Building Society panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Mexborough and Swinton. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Mexborough and Swinton.

I've recently bought a leasehold flat in Mexborough and Swinton. Do I have any liability for service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I bought a leasehold flat in Mexborough and Swinton, conveyancing having been completed in 2009. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Mexborough and Swinton with a long lease are worth £175,000. The average or mid-range amount of ground rent is £65 yearly. The lease expires on 21st October 2082

With 58 years left to run we estimate the price of your lease extension to be between £23,800 and £27,400 as well as professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.

My folks are unable to locate their Mexborough and Swinton land registry title on the site. They have a vague recollection back in the 60’s when they bought the property there were complications with Mexborough and Swinton not being recognised in some systems.

Almost all properties in Mexborough and Swinton should appear. Have you tried a search with just the postcode. Ordinarily it should reveal all the properties inside the postcode. Where registered it will be there with a title number. If they bought 48 years ago it's conceivable it may be unrecorded. The address may still be revealed but with the title number identified as 'na'. In this scenario you will need to locate the original title documentation which could be with your parent’s mortgage company.