Finally the sale completed on my house in Monmouth last May yet the purchaser is calling every few hours to say their solicitor is waiting to hear from myconveyancer. What should have happened now that I have sold?

After completion of your house sale your solicitor is committed to deliver the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also send confirmation that the mortgage has been redeemed to the buyers solicitors. There is unlikely to be post completion tasks just for conveyancing in Monmouth.

We are purchasing a newly converted apartment in Monmouth with a mortgage from Aldermore.We use our Monmouth conveyancing solicitor but Aldermore advised that she’s not listed on their approved list of member firms. we are left little option but to use a Aldermore panel solicitor or keep our local solicitor and pay for one of their panel ones to act for them. This seems very unfair; is there anything we can do?

Unfortunately,no. The loan issued to you contains terms and conditions, a common one being that conveyancers needs to be on the Aldermore approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Aldermore

five months have elapsed since my purchase conveyancing in Monmouth took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Monmouth benefiting from help to buy. The sellers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not reveal to my lawyer about the deal as it would impact my loan with Aldermore. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am selling my house. My past solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Monmouth if that affects matters.

Do use our search tool to help you find a solicitor for your conveyancing in Monmouth. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.