Should conveyancers request money on account for my conveyancing in Raglan?
If you are buying a property in Raglan your solicitor will ask you place them with monies to cover the search fees. This will be the total of the cost of the Local Authority Search. If any deposit is payable against the purchase price then this will be required immediately before contracts are exchanged. The closing balance that is due should be transferred shortly before completion.
My grandmother passed away last year and as sole heir and executor I was left the property in Raglan. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
What will a local search tell me concerning the property my wife and I buying in Raglan?
Raglan conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search plays an important part in many a Raglan conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search will provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Raglan is the location of the property. What do you suggest?
Flying freeholds in Raglan are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Raglan you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Raglan may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How can the Landlord & Tenant Act 1954 affect my business offices in Raglan and how can your lawyers assist?
The particular law that you refer to gives a safeguard to business lessees, granting the right to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Raglan is one of the hundreds of areas of the UK in which our lawyers are located