We are buying a house and the solicitor has referenced Chancel Repair for which the house may be liable as it falls into the area of such a church. He has mentioned insurance. Is this really warranted for conveyancing in Monmouthshire

Unless a prior acquisition of the premises completed after 12 October 2013 you could expect conveyancing practitioners delivering conveyancing in Monmouthshire to remain encouraging a chancel search and or insurance against a claim.

four months have gone by since my purchase conveyancing in Monmouthshire completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I have been on the look out for a flat up to £195,000 and found one close by in Monmouthshire I like with open areas and railway links in the vicinity, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Monmouthshire in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a mortgage the remaining unexpired lease term will likely be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.

I need to retain a conveyancing solicitor for freehold conveyancing in Monmouthshire. I happened to stumble across a web site which seems to have the ideal answer If there is a chance to get all formalities completed via phone that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have recently realised that I have Fifty years unexpired on my lease in Monmouthshire. I now wish to extend my lease but my freeholder is missing. What are my options?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. You will be obliged to prove that you or your lawyers have done all that could be expected to locate the freeholder. On the whole an enquiry agent should be helpful to conduct investigations and to produce an expert document to be used as evidence that the landlord can not be located. It is advisable to get professional help from a conveyancer both on proving the landlord’s disappearance and the application to the County Court overseeing Monmouthshire.

Monmouthshire Leasehold Conveyancing - A selection of Questions you should ask before buying

Be sure to find out if there are any onerous restrictions in the lease. By way of example it is reasonably common in Monmouthshire leases that pets are not permitted in certain buildings in Monmouthshire. If you love the flatin Monmouthshire yet your cat can’t move with you then you will be presented with a hard determination. The best form of lease arrangement is where the freehold title is in the ownership of the leaseholders. In this arrangement the leaseholders have control and notwithstanding that a managing agent is frequently employed if the building is bigger than a house conversion, the managing agent employed by the leaseholders. Who manages the block?