Can you help? My Montgomery solicitor is informing me me that she is duty bound toorder Montgomery conveyancing searches resulting from the fact thatthe firm are on the HSBCsolicitor panel. Is my conveyancer correct?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a mortgage company your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Montgomery conveyancing searches.

As someone with no idea as to the Montgomery conveyancing process what is the number one tip you can impart for the ownership transfer in Montgomery

You may not hear this from too many lawyers but conveyancing in Montgomery and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is lots of room for friction between you and others involved in the ownership transfer. For example, the seller, selling agent and sometimes a lender. Appointing a solicitor for your conveyancing in Montgomery is a critical decision as your conveyancer is your adviser, and is the SOLE person in the legal process whose role it is to act in your best interests and to protect you.

We are witnessing a definite ongoing adversarial element to conveyancing- someone has to be at fault for the process being so protracted. We recommend that you should always trust your conveyancer above the other parties when it comes to the legal transfer of property.

How can we know in advance if a Montgomery conveyancing solicitor on the Coventry BS panel is any good?

When it comes to conveyancing in Montgomery obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction.

I am buying a property in Montgomery. One unusual aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with TSB your lawyer must check the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancers are required to report to TSB where a lease fails to satisfy these conditions. The provisions relate to the installation of panels on properties nationwide and is not restricted to Montgomery.

The mortgage over my property is with Aldermore for my property in Montgomery. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Aldermore?

Aldermore must be informed of your intention before letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. It should not be necessary to do this via a Aldermore conveyancing panel firm.

Is it necessary to take out insurance to address the risk of chancel repairs when acquiring a house in Montgomery?

Unless a prior acquisition of the house completed after 12 October 2013 you can expect solicitors carrying out conveyancing in Montgomery to continue to recommend a chancel search and or chancel repair liability insurance.

Hoping to buy a property located in Montgomery and I am already nervous. I couldn't find anything specific about Montgomery. Conveyancing will be needed in due course but do you know about the Montgomery area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Montgomery. In the meantime here are some basic statistics that we found