I have given 8 weeks notice to my existing landlord and must be out of my let out property in Newtown by 10/3/2025. Conveyancing on my purchase is underway. Can I complete in a couple of weeks as don't want to have to move into short term accommodation?

It is unwise to provide notice on a rental until your lawyer suggests that you should. Assuming that you have not already done so, notify to your conveyancer and urge them to they cajole the other side, try to get a realistic time scale from them that all parties will work to achieve

We see that you have a search directory identifying law firms on the Coventry BS conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Newtown?

We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Newtown.

My wife and I have a renovated Edwardian house in Newtown. Conveyancing practitioner acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Newtown and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing lawyer who completed the work.

I am buying my first flat in Newtown with a mortgage from Platform Home Loans Ltd. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not disclose to my lawyer about this deal as it could impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What makes a Newtown lease defective?

There is nothing unique about leasehold conveyancing in Newtown. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain sections are not included. The following missing provisions could result in a defective lease:

Maintenance charge proportions which don’t add up to the correct percentage

You will encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Accord Mortgages Ltd, Barnsley Building Society, and Barclays Direct all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the buyer to withdraw.

I acquired a 1 bedroom flat in Newtown, conveyancing formalities finalised April 2010. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Newtown with over 90 years remaining are worth £222,000. The ground rent is £50 yearly. The lease ends on 21st October 2095

With just 70 years remaining on your lease we estimate the price of your lease extension to range between £9,500 and £11,000 as well as legals.

The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.