We see that you have a post code search directory identifying solicitors on the Co-operative conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Welshpool?

We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Welshpool.

I had a mortgage agreed in principle with HSBC. Welshpool conveyancing practitioners are appointed. What is the average time that one could expect to receive a mortgage offer from HSBC?

Some lenders take longer than others. Have HSBC completed the valuation? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I am expecting a AIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Welshpool solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Welshpool solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

I have instructed a Welshpool conveyancing practitioner having checked that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?

Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Welshpool postcode. As you are getting a mortgage with Aldermore, you could contact them to see if they have a list of approved surveyors in Welshpool.

3 months have gone by since my purchase conveyancing in Welshpool concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Welshpool is the location of the property. Can you shed any light on this issue?

Flying freeholds in Welshpool are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Welshpool you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Welshpool may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Online reading suggests that Welshpool solicitors are more expensive than licensed conveyancers in Welshpool to use when purchasing a property. Am I better off using a conveyancer or a solicitor where I am purchasing for my home move in Welshpool.

When it comes to conveyancing in Welshpool the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.