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Recently asked questions about conveyancing in Mottingham

Should my solicitor be making enquiries concerning flooding during the conveyancing in Mottingham.

The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Mottingham. Some people will purchase a property in Mottingham, completely aware that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Solicitors are not best placed to impart advice on flood risk, but there are a numerous checks that may be undertaken by the buyer or on a buyer’s behalf which will give them a better understanding of the risks in Mottingham. The conventional set of property information forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the vendor to discover if the property has ever been flooded. If flooding has previously occurred and is not disclosed by the seller, then a buyer may bring a legal claim for losses as a result of such an incorrect response. The purchaser’s lawyers may also conduct an environmental report. This should indicate whether there is a recorded flood risk. If so, additional investigations should be initiated.

3 months have elapsed since my purchase conveyancing in Mottingham completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Mottingham differ for newly converted properties?

Most buyers of new build residence in Mottingham contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because developers in Mottingham usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mottingham or who has acted in the same development.

In my capacity as executor for the estate of my aunt I am selling a property in Monmouth but live in Mottingham. My conveyancer (based 260 miles from mehas requested that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Mottingham to attest this legal document for me?

Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Mottingham based

How much will conveyancing in Mottingham cost?

Almost all Mottingham conveyancing solicitors will charge a standard fee. Where further work become due during the transaction your property lawyer must inform you in writing of any supplemental charges for any work as soon as it becomes foreseeable. Some work on a no completion no fee principle, others will charge a fraction of the set costs, depending on the point at which the conveyancing falls through.

It may be helpful for you to seek various conveyancers to supply you an estimate.

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