My friend's sister is a conveyancer. I am hopeful that I will be offered mate’s fee for conveyancing, but if not, what kind of costs would I typically be looking at for conveyancing in Elmstead?
Do compare pricing. Do use our search tool on this page. Whilst amounts will be different but the service one can expect are distinct between conveyancers as is true with most professions.
At what point does exchange of contracts occur in sale conveyancing in Elmstead and do I need to be at the conveyancers office?
If you are local to our conveyancing solicitors in Elmstead you are welcome to come in to sign the paperwork. That being said, the lender approved solicitors we work with supply a national conveyancing service and give as equally diligent and professional a job for you when dealing with you electronically. The signing of the property agreement is not the critical part. Signing on the dotted line is necessary for the conveyancer to exchange contracts at the appropriate time, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Elmstead)to be in the office at the appropriate time.
I'm the single beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Elmstead. Conveyancing formalities meant that the Land Registry date was in February. I plan to dispose of the house. I do know about the CML six month 'rule', which means that my property ownership may be considered the same way as if I'd bought the house in February. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Some mortgage companies would take a sensible view as this provision chiefly exists to pick up on subsales or the quick reselling of properties.
We expect to receive a DIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Elmstead solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Elmstead solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Elmstead solicitor on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I own a semi-detached Georgian house in Elmstead. Conveyancing lawyer represented me and Chelsea Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Elmstead and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who carried out the work.
I need to find a conveyancing solicitor for remortgage conveyancing in Elmstead. I happened to chance upon a web site which looks to be the perfect solution If it is possible to get all this stuff done via phone that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?