It is a dozen years since I bought my house in Blaina. Conveyancing solicitors have recently been appointed on the sale but I am unable to locate the deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they could still be with the solicitor who acted in your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Blaina relates to registered property but in the rare situation where your home is unregistered it is more of a problem but is resolvable.
What can a local search tell me regarding the house my wife and I buying in Blaina?
Blaina conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search plays an important part in most Blaina conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I opted to have a survey carried out on a property in Blaina ahead of appointing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will refuse to give a mortgage on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Blaina. Conveyancing will be smoother if you use a solicitor in Blaina especially if they regularly deal with such properties in Blaina.
I am using a search engine for the term on line conveyancing in Blaina it shows results of many conveyancersin the vicinity. With so much choice what is the best way to find the right property lawyer for my move?
The preferential method of finding a suitable conveyancer is via personal recommendation, so ask colleagues and those you trust who have purchased a property in Blaina or a local estate agent or mortgage broker. Charges for conveyancing in Blaina vary, so it's sensible to secure a minimum of four costs illustrations from different companies. Be sure to secure confirmation what costs in the quote includes.
I am searching for Blaina conveyancing quotes online. Can I be assured that all the Blaina law firms that are listed on your website are on the mortgage company conveyancing panel?
The law firms listed on our site have advised us that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Blaina conveyancing solicitor being on the lender conveyancing panel is incorrect.