We are about to exchange contracts for a property in Netherley. We encountered a stumbling block. Our mortgage offer with Aldermore runs out on 25/3/2025 but the owners are insisting on a completion date of 27/3/2025. Can one extend the loan offer?

The best person to address this issue is your conveyancer who should determine if he or she is better off negotiating with the mortgage company, owner’s conveyancers, estate agents or possibly all parties taking into account the circumstances your transaction to date.

I am selling our house in Netherley and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a national conveyancing outfit rather than a conveyancing solicitor in Netherley. Having lived in Netherley for 4 years we know of no issue. Do we get in touch with our local Authority to get clarification that the buyers are looking for.

It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

My wife and I purchased a semi-detached Victorian house in Netherley. Conveyancing solicitor represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Netherley and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing practitioner who conducted the work.

Just had an offer accepted on a new build apartment in Netherley. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Netherley

Please confirm the Lease plans are surveyor prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Due to the guidance of my in-laws I had a survey completed on a house in Netherley ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some lenders will not issue a mortgage on such a house.

It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Netherley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Netherley to see if the conveyancing costs will increase in light of this.