It is 10 years ago since I acquired my home in Huyton. Conveyancing solicitors have recently been instructed on the sale but I can't find the title deeds. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be with your lender or they may be in the possession of the solicitor who handled the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Huyton relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
We just had an offer accepted to buy with Norwich and Peterborough Building Society. I called into a couple of local firms yet cant to find a Huyton conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you assist?
You should take advantage of the search tool on this web page. Please choose the lender and type Huyton or your preferred area and you will see numerous solicitors based in Huyton or near you.
When it comes to mortgage companies such as Coventry BS, do Huyton conveyancing practitioners incur an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
We previously selected conveyancing lawyers locally in Huyton on the RBS solicitor approved list. They are now charging me a supplemental fee for handling the RBS mortgage. Is this a supplemental conveyancing fee specified by RBS?
Provided it is contained in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. The fee is not dictated by RBS but by your Huyton conveyancing practitioner. Numerous firms on the RBS panel will levy an ‘acting for lender’ fee and others do not.
Planning on purchasing a flat in Huyton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Huyton lawyer is on the Leeds Building Society conveyancing panel.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who dealt with the conveyancing in Huyton 5 years ago no longer exist. What are my options?
Gone are the days when you need to hold title official documentation to evidence that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
How can the Landlord & Tenant Act 1954 impact my commercial property in Huyton and how can your lawyers assist?
The 1954 Act provides security of tenure to business lessees, giving them the dueness to make a request to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and help with commercial conveyancing in Huyton