It is is a decade since I bought my house in Northolt. Conveyancing lawyers have just been appointed on the sale but I can't find my title deeds. Is this a major issue?
Don’t worry too much. First there is a chance that the deeds will be kept by the mortgage company or they may stored with the solicitor who acted in the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Northolt involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
Is there a search tool that I can utilise to discover of the solicitor handling my conveyancing in Northolt is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus paying £187.00 plus VAT in additional conveyancing fees.
You should take advantage of the find a lender approved solicitor tool on this site. Please choose the mortgage company and type ‘Northolt’ or your location and you will discover numerous conveyancers based in Northolt or near you.
My relative recommended that where I am purchasing in Northolt I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Northolt conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Northolt around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Northolt.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Northolt is where the house is located. What do you suggest?
Flying freeholds in Northolt are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Northolt you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northolt may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I am about to part with 450k on 3 bedroom house in Northolt I wish to talk to a lawyer about myhome move in advance of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the lawyer who will be carrying out your property ownership legalities in Northolt.There is no ‘factory style conveyancing’ - every client is unique person, not a file reference. The practices that we put you in touch with believe that the fees you are provided with for residential conveyancing in Northolt should be the figure that you are charged.