Some advice if I may. My Harrow on the Hill conveyancer is advising me that she is duty bound toorder Harrow on the Hill conveyancing searches stemming from the fact thatthe firm are on the HSBCsolicitor panel. Is my solicitor right?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Harrow on the Hill conveyancing searches.
It has been 3 months following my purchase conveyancing in Harrow on the Hill took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the guidance of my in-laws I had a survey completed on a property in Harrow on the Hill before appointing lawyers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders tend not issue a loan on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Harrow on the Hill. Conveyancing may be slightly more expensive based on your lender's requirements.
My cousin has urged me to use his conveyancing solicitors in Harrow on the Hill. Do I follow his advice?
No doubt it’s preferable to select a conveyancing lawyer is to get feedback from friends or relatives who have actually experience in using the firm that you are contemplating using.
I own a leasehold flat in Harrow on the Hill. Conveyancing and Nottingham Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Harrow on the Hill who previously acted has now retired. What should I do?
The first thing you should do is contact the Land Registry to be sure that this person is in fact the new freeholder. You do not need to incur the fees of a Harrow on the Hill conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
My wife and I have hit a brick wall in trying to purchase the freehold in Harrow on the Hill. Can this matter be resolved via the Leasehold Valuation Tribunal?
You certainly can. We can put you in touch with a Harrow on the Hill conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Harrow on the Hill property is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The unexpired term was 75.25 years.