My Conveyancer in Norwich has never been on on the Santander Conveyancing Panel. Is it possible for me to use my family solicitor even though they are not on the Santander approved list?
The limited options available to you here include:
- Carry on with your existing Norwich solicitors but Santander will need to use a conveyancer on their list of acceptable firms. This will inevitably rack up the total conveyancing fees as well as cause frustration.
- Find a new lawyer to act in the conveyancing, not forgetting to check they are on the Santander panel
How does conveyancing in Norwich differ for new build properties?
Most buyers of new build or newly converted property in Norwich approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Norwich typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Norwich or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Norwich I like with open areas and transport links nearby, however it only has 61 years on the lease. I can't really find anything else in Norwich suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a mortgage that many years may be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
My husband and I are FTB’s - had an offer accepted, but the selling agent advised that the vendor will only go ahead if we instruct the agent's recommended lawyers as they need a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Norwich
It is highly unlikely the sellers are behind this. If they desire ‘a quick sale', turning down a motivated purchaser is counter productive. Contact the owners directly and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to instruct your own,trusted Norwich conveyancing lawyers - not the ones that will earn their estate agent a commission or meet his conveyancing figures demanded by corporate headquarters.
Me and myfiance and I are searching for a dependable conveyancing solicitor in Norwich to buy a home. I really don't want to get ripped off and there are so many Norwich conveyancing firms out there...who do I opt for?
To fee estimates for your move via conveyancing firms that offers services in Norwich please use our quote tool.